Protect your ride with comprehensive coverage at competitive rates. From minimum coverage to full protection, we've got you covered.
Get Your Auto QuoteBuild the right protection for your vehicle and budget
Required by NC law. Covers damage and injuries you cause to others.
Covers damage to your vehicle from accidents, regardless of fault.
Protection from non-collision damage like theft, weather, and vandalism.
Protects you when the at-fault driver has no insurance.
Covers medical expenses for you and your passengers.
Extra protection for complete peace of mind.
Understanding NC minimum coverage requirements and recommendations
Find out if you have the right coverage for your needs
With over 20 years serving North Carolina drivers, we understand your unique needs and work with multiple carriers to find you the best rates.
While NC requires minimum coverage of 30/60/25, we recommend at least 100/300/100 to better protect your assets. If you have a loan, you'll also need comprehensive and collision coverage.
Your rates are based on driving record, age, vehicle type, coverage levels, credit score, and location. We work with multiple carriers to find you the best rate regardless of these factors.
Yes! We specialize in finding coverage for all drivers, including those with violations, accidents, or SR-22 requirements. Our carriers offer options for every situation.
Bundle with home insurance, maintain a clean driving record, choose higher deductibles, ask about discounts (good student, safe driver, multi-car), and review your coverage annually with us.
Get your free quote in minutes. No obligation, just honest advice and great rates.