127+ 5-Star Reviews
We force Progressive, Travelers, and other top carriers to compete for your business. You get the winner.
NC families save up to $847/year by bundling Auto & Home.
Free • No obligation • Takes 2 minutes
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These carriers compete for YOUR business. You get the best rate.
Standard agents can only offer you one company's discounts. We check multiple carriers to unlock savings they can't touch.
Big insurance websites make you do all the work. We handle the heavy lifting — including cancelling your old policy.
Enter your zip or snap a photo of your current policy. A real pro reviews your discounts.
Carriers like Travelers & Progressive compete for your business simultaneously.
Review your custom savings, e-sign from your phone, and you're done.
We cancel your old policy, notify your lender, and set up everything. Zero hassle.
Most agents work for one company and can only offer one price. We work for you.
Elkin, NC
"I was with Geico for 8 years and thought I had a good rate. Bill found me the same coverage for $70 less per month. I couldn't believe I'd been overpaying that long."
Mount Airy, NC
"State Farm kept raising my rates every year. Bill shopped it and got me better coverage for way less. Plus when I had a claim, he actually answered the phone."
Jonesville, NC
"Added my teenage son to the policy and Progressive wanted to double my rate. Bill found a carrier that specializes in families with young drivers. Huge difference."
Tailored protection for your lifestyle in Elkin & beyond.
Life changes fast. Make sure your coverage keeps up.
Closing on a house? We work with lenders for fast binders.
Adding a driver? Let's find the best "Good Student" discounts.
Growing your local business? Get liability & workers comp.
Protecting your nest egg with umbrella policies & more.
When you call the 1-800 numbers, you get a call center in a different state. When you call us, you get me or my team right here in Elkin.
And the best part? We usually find better rates than the 1-800 numbers because we check multiple companies at once.
"State Farm has Jake. We have actual Bill."
National apps are convenient until you have an accident. That's when you need a neighbor.
We help you gather the right information and guide you through the initial filing process to help avoid common delays.
We help facilitate communication with adjusters to ensure your claim is handled professionally.
Need a reliable body shop or roofer in Elkin? We share local pros our clients have had great experiences with.
Agency Owner Since 2004
"We treat every client like family. My job isn't just to sell you a policy, it's to ensure you're protected when life happens."
Local expertise in Surry, Wilkes, and Yadkin Counties.
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Get quick answers to the most common insurance questions from North Carolina drivers and homeowners.
It takes 2 minutes to potentially save hundreds on your NC policy. No obligation.
"The Big Carriers work for their shareholders.
Bill Layne works for you."